Mission Statement

Utah Risk Management Mutual Association - Serving Utah Municipalities

The Utah Risk Management Mutual Association (URMMA) welcomes the membership of those Utah municipalities dedicated to improving their communities through the prevention and control of loss who are willing to commit time, effort and funds to protect their citizens, employees and public resources.

To these ends, the Association will:

  • ¬†Assist its members to prevent and control loss by:

Identifying risk;
Reducing risk by training, education and risk transfer;
Adopting appropriate policies, procedures, programs and guidelines;
Sharing ideas and programs;
Controlling loss or further injury after an occurrence or claim.

  • Pool resources to spread the risk of loss where and when appropriate.
  • Protect against catastrophic loss.
  • Reduce costs by the joint purchase of protection and services whenever possible.
  • Maintain long-term financial stability by funding all obligations at responsible levels.
  • Improve the legal and risk management environment by proposing and supporting favorable legislative and regulatory changes.
  • Foster cooperation and joint action with other affected entities.
  • Require a high degree of commitment to the Association’s risk management programs by all members.

The Association will emphasize risk management activities that improve our communities rather than insurance. It will strive for excellence in all areas of endeavor. Adequate staff or outside service providers will be hired to provide the services established by URMMA’s governing body.

Each member is expected to actively participate in all areas of risk management and to implement the Association’s programs. Programs and policies which generally promote responsibility and accountability of individual members are favored. Expenses shall be equitably allocated and shared among the members.