URMA Coverages

URMA’s Core Protection Package

URMA’s Core Protection Package includes third-party liability coverage and property insurance. This coverage is mandatory for all Members.

Our third-party liability coverage includes:

  • Bodily Injury
  • Property Damage
  • Personal Injury
  • Public Officials Errors and Omissions
  • Employees’ Benefit Liability

Members also purchase general property coverage under the umbrella of URMA.
Members may also select the following coverages as needed:

  • Special Event Master Policy
  • Off-Duty Vehicle Liability Policy
  • Workers Compensation Policy