At Your Service

Paul Johnson



My name is Paul Johnson. I was appointed CEO of URMMA in June of 2014. Prior to that I was URMMA’s Claims and Litigation Manager for 2.5 years. Before coming to URMMA, I worked in the Legal Services Department in the City of Orem for 30 years, with the last 26 as the City Attorney. It is my responsibility to provide leadership and direction on the operational side of URMMA. I implement the policies of the Board of Directors and work to insure that URMMA is meeting the needs of its member cities.

Jason Davis

Loss Control Manager


My name is Jason Davis.  I am the Loss Control Manager for URMMA.  I’m responsible for implementing URMMA’s Inspection Program, providing training opportunities, and working closely with each Member City on mitigating risk and exposure to liability.  I have extensive experience in different areas of risk management, insurance, teaching, management, and business development.  I’ve been involved in Martial Arts for 34 years and have owned and operated my own Martial Arts Studio for the last 14½ years.  Prior to joining URMMA, I was involved as a manager with title insurance and escrow closings for Invictus/Guardian Law and several title companies for 12½ years, was successful in mortgage banking and mortgage origination for 7½ years, and worked with an international CPA firm in business development with China for 2 years. I look forward to assisting our members with any needs they may have.


Elizabeth Christensen



My name is Elizabeth Christensen. I joined URMMA in 2015 as the Treasurer.  With an extensive financial background, I bring 25 years of business management, payroll, HR, accounting and clerical experience to the team.  I calculate annual premiums, handle day-to-day financials and am the administrator of the Auto Physical Damage Program.  I am happy to assist you in any way that I can.


Camie Shepherd

Administrative Assistant


My name is Camie Shepherd. I have been with URMMA since December 2015. I handle claim documents as well as claim set up for our member cities. I also provide Certificates of Insurance for our members. I have extensive knowledge of computer systems and handle document creation, record minutes for board meetings, set up and organize registration for URMMA events and manage the URMMA website. I am thrilled to be part of the URMMA team and look forward to helping our members with any needs they may have.


URMMA’s Contracted Service Providers

Libby Lowther of Lowther & Associates

Contracted Claims & Litigation Manager


My name is Libby Lowther of Lowther and Associates. I have handled claims and litigation for URMMA since September of 2014 as their contracted Claims and Litigation Manager. I have investigated and handled multiple types of claims throughout Utah, working for the insurance industry, self-insured corporations and governmental entities for over 40 years. In addition, I worked with defense counsel and managed litigation on cases for many Utah governmental entities.
I work closely with URMMA Members to handle their claims. I also work with defense counsel and manage litigation on cases. My services are available at no additional charge to URMMA Members.


Dave Sanderson of DS Accounting Services, LLC

Contracted Accountant


I graduated from Southern Utah University with Bachelor of Science Degrees in both Accounting and Business Management. After graduating from Southern Utah University, I obtained a Master’s Degree in Public Administration from Brigham Young University.
I’ve spent over thirty years in governmental accounting. I started my career with the City of West Jordan where I worked for nineteen years. Thirteen of those years were spent serving as the Finance Director.
I started my own accounting business in 1988. I currently provide accounting services to three cities, two inter-local agencies and three special service districts.
I provide general financial services for URMMA as a whole. My accounting services include monthly reconciliations, annual budgets, financial reports for board meetings and year end closing entries for the annual audit. I also provide state compliance on reporting and transparency reporting.
I have spent the last year and a half working with URMMA and have enjoyed it very much. The staff has been great to work with. They make a great team and provide great service to their members.